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odsp benefits - Can I get disability benefits? Silverhill Dental

Income and assets ODSP does not count

Some income and assets are “exempt”. This means that ODSP does not count them when they add up how much your income and assets are worth.

For example, ODSP does not count your home, one car, and most household items when they add up how much your assets are worth.

ODSP also does not count as asset money you have in a registered disability savings plan (RDSP).

And, in some cases, ODSP does not count as income money that you get and put into an RDSP.

Before you can open an RDSP, you must apply to the Canada Revenue Agency and be approved for the Disability Tax Credit.

To find out more about the RDSP and the Disability Tax Credit, go to and look in the section called “Disability benefits”.

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